Competitive spreads
Multi-rail settlement
Bank-grade privacy

Confidential, compliant FX for businesses & expats — lower spreads, faster settlement

We combine competitive margins over interbank rates with fast, flexible settlement across bank rails, Alipay, WeChat and USDT. Every client receives a dedicated account manager and discreet, encrypted handling of documents.

Better rates — transparent margins

Tiered pricing, clear pass-through fees. We show the interbank reference rate and our margin on every quote.

Fast settlement

Same-day settlement on many local rails; blockchain-speed for USDT transfers. Your account manager confirms timings per quote.

Dedicated account manager

A single point of contact for quotes, execution, and reconciliation — no ticket queues.

Supported currencies: USD • USDT • EUR • AUD • SGD • ABA • JPY • HKD • RMB (CNY) • MYR • THB
Trusted rails: Local bank transfers (incl. ABA), Alipay, WeChat Pay, USDT (selected chains). Rates and rails depend on currency and beneficiary country.

Settlement & rails

Settlement timing depends on the chosen rail and beneficiary country. Common timings:

  • Local bank rails (business hours): same-day or next-business-day
  • Alipay / WeChat: typically same-day where supported
  • USDT (selected chains): blockchain confirmation times — usually minutes

Your account manager confirms expected settlement time and any intermediary fees with every quote.

How it works — simple & compliant

  1. Request a sample quote — send amount, currency pair, and beneficiary country.
  2. Confirm & onboard — we perform checks in line with regulation.
  3. Transfer & settle — you send funds to our partner rail; we execute and confirm settlement and provide reconciliation documents.

Dedicated services

  • Dedicated account manager & priority execution
  • Door-to-door assistance for complex cross-border disbursements

Supported currencies & rails

USD
USDT
EUR
AUD
ABA
SGD
JPY
HKD
RMB (CNY)
MYR
THB

Rails: Local bank transfers (incl. ABA), Alipay, WeChat Pay, and USDT on selected blockchains. Specific rails are confirmed per quote.

Compliance & privacy

We operate with a privacy-first approach while fully complying with KYC/AML obligations. Client documents are encrypted in transit and at rest; access is limited to your account manager and compliance personnel on a need-to-know basis. We do not facilitate or advertise non-compliant or anonymous transfers.

Frequently asked questions

Which currencies can you handle?
We support USD, USDT, EUR, AUD, SGD, JPY, HKD, RMB (CNY), MYR and THB. If you need another currency, contact us and we will confirm availability.
Which payment rails do you support?
Local bank transfers (incl. ABA), Alipay, WeChat Pay, and USDT (selected chains). Rails vary by currency and beneficiary country; we confirm rails when we provide your quote.
Do you offer non-KYC HKD transfers?
We comply with applicable KYC law while still respecting your privacy.
How quickly will I be onboarded?
Onboarding times vary. For business clients, standard KYC reviews are commonly completed within 1–2 hours after document submission. Retail or low-risk flows may qualify for faster or simplified checks.
Are my funds and data secure?
Yes. We work with licensed partner rails, use encrypted document exchange, and maintain strict access controls. We also retain transaction records required for compliance and reconciliation.
What documentation will you require?
To be discussed privately between our Account Manager and Client.
Can you support recurring payments or hedging?
Yes — we offer multi-currency wallets and basic hedging structures for recurring flows. Speak with your account manager to set up limits and risk parameters.

Client feedback

Regional importer — Electronics
"Saved ~0.4% on a USD 25k supplier payment and settlement arrived same-day. The account manager handled documentation end-to-end."
SME exporter — Textiles
"Transparent pricing and quick onboarding. We now route our monthly FX flows through the service."
Education agent — Tuition payments
"Convenient rails for Alipay/WeChat beneficiaries and a helpful reconciliation pack every month."

Contact & next steps

Prefer to talk?

Schedule a 10-minute call with your dedicated account manager or message us on WhatsApp for an immediate sample quote.

Book a call Message on WhatsApp

Email: gohoti@protonmail.com • Phone: +[country code] [number]

Quick quote

Send amount, currency, and beneficiary country to get a free, no-obligation sample quote. We will show the interbank reference and our margin.

WhatsApp: +62-822-3456-7890 (placeholder) • Secure upload link provided after initial contact.